FAQs

Qualifying for a hard money loan is simple, and begins by completing the application. An analysis will be performed and someone will contact you by the next business day.

Once we have everything we require, we can usually close the next business day. We require the following items to close:

• Your executed contract
• Your repair estimate
• The appraisal we will order
• Your insurance binder
• Title company docs

All types – from new investors to very experienced investors, and from those buying rentals to those buying properties to flip. Anyone wanting to use leverage and put less of their own money down on a purchase uses hard money..

We cover Dallas Fort Worth, Austin, San Antonio, and the Greater Houston Area.

A direct lender funds transactions from their own private capital. This means there is no 3rd party (broker/middleman) in your loan transaction, keeping your cost to a minimum. Direct lenders also approve all loans internally. Investmark Mortgage is a direct lender.

We loan on single family residential properties that are used for investment purposes. Investment purposes include properties to be used as rentals and properties to be rehabbed to sell (flip). Condos and town homes do not meet our lending criteria. We require that all properties have an ARV (after repair value) of greater than $90,000.

No. All of our loans are for business purposes. Therefore you cannot live in any property that we finance.

We will not run your credit without your approval first. You may provide us with a credit report or your score through our secure online application process. If your intention is to keep the property as a rental, we will need to get an approval letter from your lender doing your permanent financing. If you do not have a lender for permanent financing, we can refer you to one that fits your profile.

• Simple qualification process
• Fast Closing
• Allows for multiple deals
• Leverages your money almost 3 to 1 verses conventional or bank financing

Under certain circumstances we can offer 100% financing and even roll your closing costs into the loan. These are typically loans where the purchase price is less than our maximum LTV, minus the repairs.

We deliver speed, certainty and clarity with every client. Speed in processing your application to closing your transaction. Certainty in knowing the value of your property with a certified appraisal, and clarity in knowing all of your costs before you get to closing.