You Need a Hard Money Lender You Can Trust

Funding your investment property can be overwhelming and confusing. Unclear loan costs and impersonal service can leave you feeling stuck and unsure. But Investmark Mortgage is different from other Hard Money Lenders. We guide you through the loan process and give you the confidence to move forward. 

Your Hard Money Lending Keys To Success

1. Fast Application

Once you apply, we contact you to discuss your goals and to get you a quick approval.

2. Deal Analysis

We show you out-of-pocket amount, profit potential, cash flow, and return on investment.

3. Certified Appraisal

Every property gets a “boots on the ground” appraisal, so there is no guesswork.

4. Clear Closing Costs

You know your costs throughout the process so at closing there are no surprises!

Meet Your Lending Team 

Dallas | Fort Worth

Paul Starnes

Hard Money



Austin | San Antonio

TX | Houston/Gulf

30-Year Loan Program

Long-term 30-year mortgage solutions designed to help you finance a rental property, even if you can’t qualify for a conventional or conforming mortgage loan. Typically, an investor uses a hard money loan first to repair the property, and then refinance into a long-term loan.

Hard Money Loan Programs

Short-term hard money loans are used to purchase, rehab, and sell or refinance a property. These loans are ideal for financing distressed properties, that also need to close quickly.

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Avoid overpaying and getting burned!  We want your next investment to be successful, so we’ve compiled the most common mistakes other investors have made.

Texas Real Estate Inventory

Texas Real Estate Inventory (or lack thereof) While most of us have spent the past year thinking about other aspects of life, Texas real estate investors have wondered what the market was going to...

Defining the Term “Real Estate Investor”

There’s a lot of misinformation out there regarding real estate investors and what you have to do to be considered one. I don’t know why, but I think it may have to do with how real estate investing...

Top 10 Steps for Selling Faster

The goal for any investor, who is flipping a property, is to get in and out of the deal as quickly as possible at the price they want.  There are many books on flipping. Rather than reading an...

Top Five Things to Consider for Ordering a Land Survey

On more than one occasion, I have seen investors have to clean up a mess after closing that could have been prevented had they ordered a land survey. Unfortunately, most Real Estate investors avoid getting surveys. Why? They don’t want the added cost in doing their deal, they don’t believe surveys are that important, and land surveys can take time to get, potentially holding up their closing. In this blog, I discuss when you should consider getting one. But let’s cover some basics first.

Real Estate Investors: Greedy Profiteers or Good Samaritans?

I am proud to be a real estate investor but in the many years I have been in this business, I have heard the most inaccurate, absurd, as well as offensive things about real estate investors. Things...

Contractors – Setting Your Expectations

When it comes to contracting work, there are three things we all want: good, fast and cheap. There’s also an old saying with real estate investors, “You can have any two of these.” For...

Make Goal Setting Easier On Yourself

Many of you may know that there have been studies that show that those who write down their goals accomplish significantly more than those who don’t. I know I’m preaching to the choir with some of...

How To Get Stuck In Hard Money with 4 Rentals

Creating cash flow is one of the many benefits of building a rental portfolio. Just like starting any new business, taking it one step at a time, in the beginning, is important as you will make some...

How does a hard money loan differ from a conventional mortgage

If you are looking to invest in real estate and need financing, you might be thinking you have two options: a conventional mortgage or a hard money loan. Though most people understand the basics of...

Finding a Good Hard Money Lender

Hard money is a type of real estate loan that is an alternative form of financing. If a traditional financial lender is unwilling to approve a loan, or a loan is needed quickly, hard money is...

How to Determine ARV with a Garage Conversion

Over the years I have bought, rented, sold and funded many houses with garage conversions. Yesterday, a client of ours asked the following question, “How does a garage conversion affect the value of...

Making That First Offer Work

This advice is very timely for many of our clients who are selling property right now, and what I learned years ago the hard way. Even if you don’t have a property for sale, or are not flipping...

Marketing Your Property Early

Many investors think marketing a property before it is totally complete will give them a jumpstart on finding a buyer and that it will help them sell the property faster. While in theory this may...

Portfolio Loans and Advice on Using Them

Recently, one of our biggest clients had a large package of houses where he was going to refinance out of a hard money loan and into long term, permanent financing. One option he was considering was...

Why Flipping Multiple Deals Too Quickly Can Cost You Big!

As many of you already know, real estate investing can be very exciting. Especially when you get that deal you know is going to sell for a nice profit. Most of you who are new to real estate...

The Power of a Mastermind Group

Most of you have probably heard the saying, “No man is an island” by John Donne, a 17th Century English author. I heard someone say this at the first mastermind meeting I attended as the...

Setting Expectations on 2-4 Family Deals

Since I’ve been in real estate, I’ve seen investors infatuated over 2-4 family dwellings (i.e., duplexes, triplexes and fourplexes). The reason: these properties have the ability to produce high...

Three Reasons “For Sale by Owner (FSBO)” Is A Mistake!

The more time you spend in real estate, the more you will see things and wonder if they make sense or not. One of those is certainly the decision to list your property on the MLS with a broker or go...

Our Reviews

—Sam B—

“I highly recommend Investmark as a hard money lender! I have used them on two deals and I’ve had numerous discussions with them about potential deals. They are very professional and knowledgeable about the housing investment industry. They are also patient with all the questions I’ve had and they answer my phone/emails at all times of the day. I plan to use them again in the future and if you use hard money to finance a loan Investmark should be your choice!”

—Kris S—

“Stafford and Mike, thanks for supporting me with all the projects we have done over the years! You guys, Tracy, and the rest of the team are always efficient and easy to work with. I look forward to a prosperous 2018 and beyond with your support!”

—Jerry D—

“Investmark Mortgage has funded 8 deals for me in the last 2 years and I wouldn’t use anyone else. Aside from financing, I lean on Mike as a mentor for flips and investing strategies. He’s fair, efficient and knowledgeable in all aspects of real estate investing and lending”

—Evelyn A—

“Mike is a great lender to use. He is a very knowledgeable lender who explains and answers your questions until you understand it! He is very fast at replying back to emails and especially calling you back when you leave a message. He makes you feel right at home and not feel like you’re dealing with a head honcho! He’s down to earth and I like that! I will use Mike again on our next property and thereafter too!”

—Luis R—

“Being new investors, the whole process seemed scary to us but Mike was very helpful with our first rental property. He was always available to answer questions, always returned our calls and emails. Mike is a great lender with the heart of a teacher. We would recommend him 100% and look forward to working with him again!”

—Sam H—

“I would highly recommend Mike as both a hard money lender and a key member of my real estate team. Mike has a wealth of investor knowledge including tax protests, which helped me put a 33% tax savings back into my pocket in the first year. Mike answered all of my calls, emails, and issued draws promptly. I will definitely use him as my hard money lender for my future deals. Thanks, Mike!”

—Dan S—

“Mike was awesome to work with! He was very patient with all of my questions and walked me through all of the fees, line by line. He also gave me invaluable information about qualifying tenants and setting the appropriate deposit amounts etc. I would suggest Mike in a heartbeat!”

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