Equity Builder

The fastest way to build equity in your rental property

The Solution is Equity Builder

Here’s how it works: just complete the rehab on your property, have a tenant in place,  and we’ll convert your hard-money loan to a fully amortized mortgage loan.

Why choose Equity Builder?

  • You build equity every month.
  • Pay it off faster than a 30-year loan.
  • No balloon payment.
  • No second appraisal.
  • Fast, 3-day closing.
  • For rental property only.

What are the rates and terms?

  • Rates from 7.95%
  • 15-year term (fully amortized)
  • 1% origination
  • $875 processing fee
  • No other closing costs

Why equity builder?


Portfolio Growth

You want to start growing your net worth with a rental portfolio, but  can’t qualify right now for a traditional long-term mortgage.


Loan Limits

You’ve reached your conforming or conventional loan limit.


Hard money refi

You’re stuck in hard money and need to transition to a lower-interest, amortized loan until you can refinance.

Loan Volume

Loans Funded

Star Reviews

Years In Business

Ready to finance that rental
property you’ve had your eye on?

Disclaimer: This is for rental property only and cannot be used to occupy the property as a homestead, and cannot be used for owner financing. Wraparound mortgages are prohibited. The rate can adjust in 3-5 years depending on the term at closing. The borrower must remain in the note for at least twelve months or pay a prepayment penalty of 2% of the note amount.