Terms & conditions

Terms of Service & Privacy Policy

Notice Regarding Terms of Service:

If you have accessed this website through the Lifestyles Finance platform (https://www.lifestylesfinance.com/), please be advised that the terms and conditions governing the hard money loan products offered by Investmark Mortgage, LLC will apply. By proceeding with any application or inquiry, you acknowledge and agree that your use of the hard money loan products is subject to the terms of service, privacy policy, and other applicable conditions set forth by Investmark Mortgage, LLC.

Access and Agreement
- By accessing the website at https://www.investmarkmortgage.com, you agree to be bound by these terms of service, comply with all applicable laws and regulations, and accept responsibility for compliance with any applicable local laws.
- If you do not agree with any of these terms, you are prohibited from using or accessing this site.
- The materials on this website are protected by applicable copyright and trademark law.

Use of Plaid for Account Verification and Payments

We use Plaid Inc. (“Plaid”) to connect your bank account and facilitate certain payments and account verification services. By using our services, you grant us and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. This information will be used solely for the purposes outlined in our Privacy Policy, including to process payments and verify account ownership.

You acknowledge and agree that your personal and financial information will be treated in accordance with our Privacy Policy and Plaid’s Privacy Policy (available at https://plaid.com/legal), which is incorporated herein by reference.

Data Protection and Privacy
- Personal Data Processing: We may collect personal data such as your contact details, financial information, IP address, and browsing behavior. This data collection serves multiple purposes:
  - To verify credit eligibility for loan applications.
  - To market new loan programs tailored to your interests and needs.
  - To send correspondence related to our services, updates, and offers.
  - To verify income eligibility for specific loan programs.
  - To enhance your overall experience on our website and provide personalized content.
- Consent: By using our website and providing personal data, you consent to this data collection and use.
- User Rights: Under GDPR, you have rights including access, rectification, or erasure of your personal data. Contact us to exercise these rights.
- Consent Withdraw : Consent can be withdrawn at any time by :
- By calling us at (214) 219-0360.
- By sending a letter to our postal address at 14285 Midway Road, Suite 345, Addison, TX 75001.
- By emailing us at info@investmarkmortgage.com.
- By submitting a request through our online form, available here
- Data Sharing: Your personal data will only be shared with third parties (e.g., DSCR lenders, Fannie/Freddie lenders/brokers, etc.) for the sole purpose of obtaining long-term financing for your rental property. Your data is not for sale and will not be sold to anyone.
- Data Retention: We retain your personal data only as necessary for the stated purposes or to comply with legal obligations.
Use License
- Permission is granted to temporarily download one copy of the materials on the Investmark Mortgage website for personal, non-commercial transitory viewing only.
- Under this license, you may not modify, copy, use for commercial purposes, attempt to decompile or reverse engineer any software, remove any copyright notations, or transfer the materials to another person or server.
- This license may terminate if you violate any restrictions and may be terminated by Investmark Mortgage at any time. Upon termination, you must destroy any downloaded materials in your possession.
Disclaimer
- Investmark Mortgage’s website is provided on an ‘as is’ basis without warranties, express or implied. No guarantees are made regarding the accuracy, results, or reliability of the materials on the website or linked sites.
Limitations
- Investmark Mortgage or its suppliers will not be liable for damages arising from the use or inability to use the materials on the website, subject to legal limitations.
Accuracy of Materials
- The materials on Investmark Mortgage’s website may have errors. We do not warrant that the materials are accurate, complete, or current and may change them at any time without notice.
Links
- We are not responsible for the contents of linked sites and do not endorse them. Use of linked websites is at the user’s own risk.
Modifications
- Terms of service may be revised at any time without notice. By using this website, you agree to be bound by the current terms of service.
Governing Law
- These terms are governed by the laws of Texas, and you submit to the exclusive jurisdiction of the courts in that State or location.

Privacy Policy

Effective Date: July 03, 2026

This privacy policy for Mike Hanna ("We", "Us" or "Our") tells you how we may collect, use and share your information when you visit our website https://www.investmarkmortgage.com.

We appreciate your decision to use our website https://www.investmarkmortgage.com and to trust us with your valuable personal information. In this document, we seek to explain in the clearest terms possible our privacy practices. We strongly encourage you to read this document (and any other related documents) carefully before using the website. If there are any terms or conditions in this document that you do not agree with, please do not use the website, or in case you are already using it, please discontinue the use immediately. By using the website, you are accepting and consenting to the practices described in this Privacy Policy.

What information do we collect about you?

When we collect information, we do so to ensure that you get to experience our service seamlessly. For that, we collect the following information. Some are your personal information and some are your sensitive personal information.

The personal information that we collect about you are the following:

Name
Address
Email address
Professional or employment related information
We may collect information you provide directly or as part of a loan application, including your name, contact information, property details, financial and employment information, identification documents, business information, payment information, and communications with us. We may also collect website usage data, IP address, device information, cookies, and information from credit bureaus, public records, and other third party service providers as permitted by law.

Sometimes, we also collect sensitive personal information from you, which includes the following:

Racial and ethnic origin

How do we collect such information?

We may use any of the following three ways to get information about you.

The information that you give us
The information that we automatically collect from you
Information that we collect from third parties

Before going into the reasons why we collect the information that we do, we want you to understand what the above three terms mean.

a. The information that you give us

When you sign up for an account to use our service/product we will ask you certain questions like your name or email address. These are the information that you give us. This may not be limited to what we have mentioned and can change according to the nature of the service/product that we provide.

b. The information that we automatically collect from you

When you access our service from a device, we may automatically collect information from your device, such as through the use of cookies. You will know more about automatic collection of personal information in the next section.

c. Information that we collect from third parties

These third parties can be data aggregators, online directories, data marketplaces or exchanges, etc from where we may collect information about you.

Cookies and similar technologies

Cookies are small packets of information that are placed on your device, so that we can retrieve the information about you, such as your login information, your choices on our websites and other information.

For more information about cookies and similar technologies, please visit our cookie policy.

Do not track requests

We respond to "do not track" requests in the following manner:

Our website does not currently respond to browser "Do Not Track" (DNT) signals because there is no consistent industry standard for recognizing or honoring them. You can manage cookies and tracking preferences through your browser settings or by using the controls described in our Cookie Policy, where applicable.

Why do we collect information about you?

We collect information about you for a variety of reasons. It helps us, among other things, to serve you better. The following are the ways in which we use the information that we collect about you.

To provide and maintain service
To perform a contract with us
To send marketing and promotional communications
To manage user requests related to business transfers, such as when our business is acquired, amalgamated, merged, restructured, or otherwise sold or transferred to another entity, in whole or in part
To evaluate and improve our products/services
targeted advertising
To contact the user
To manage your account
To examine the usage trends
We use the information we collect to process loan applications, verify identity, evaluate creditworthiness, communicate with applicants and customers, service loans, process payments, comply with applicable laws and regulations, prevent fraud, improve our website and services, respond to inquiries, and send updates or marketing communications where permitted by law.

How long do we retain your information?

We will only keep your personal information for as long as it is necessary, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this notice requires us to retain your personal information for longer than the period during which users have an account with us.

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymise such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

Sale/sharing of information

We do not sell or share the information we collect from our users.

Disclosure of personally sensitive information

We do not disclose personally sensitive information for purposes other than the following:

To perform services or deliver goods.
To prevent, detect, and investigate security incidents that compromise the availability, authenticity, integrity, or confidentiality of stored or transmitted personal information.
To resist malicious, deceptive, fraudulent, or illegal actions directed at the business and to prosecute those responsible for those actions.
To ensure safety of natural persons.
For short-term, transient use, including, but not limited to, non personalised advertising shown as part of a consumer's current interaction with the business.
To perform services on behalf of the business
To verify or maintain the quality or safety of a product, service, or device and to improve or upgrade them.
To collect or process sensitive personal information where such collection or processing is not for the purpose of inferring characteristics about a consumer.

Privacy of children

We do not knowingly provide our services to children. If you are a parent or legal guardian and believe that your child has provided us with information without your consent, please contact us. Upon verification that we have collected such information without parental consent, we will remove the information from our database.

Security of your personal information

We take reasonable measures to ensure that the information we collect from you is stored securely and protected to the best extent possible. However, no method of internet transmission or digital storage is completely secure, and we cannot guarantee absolute security. While we use commercially reasonable and appropriate security measures to protect your information, we cannot promise that it will be 100% secure.

Links to other websites or apps

On our website, we may provide links to external websites, apps, or services. These are not operated by us and therefore are not governed by our Privacy Policy or practices. We strongly recommend that you review the privacy policies of such websites or services before engaging with them to ensure that you do not provide personal information that you do not wish to share.

Changes to this privacy policy

We may update this Privacy Policy from time to time to reflect changes in the law or our privacy practices. We recommend that you review this privacy policy periodically to ensure it remains in line with your expectations.

The privacy policy will be effective from the date it is posted on this page.

Contact us

For any questions or concerns regarding your privacy, or to exercise any of your rights, you may contact us using the following details:

Address: Investmark Mortgage 106 Decker Dr. Suite 300 Irving, TX 75062

Email address: info@investmarkmortgage.com

Link to our contact page: https://www.investmarkmortgage.com/contact-us/

About Investmark Mortgage, LLC

Investmark Mortgage, LLC is a 3-time award-winning hard money lender, with offices in North Texas, Central Texas, and South Texas. We are a direct lender (not a broker) and a leading provider of hard money financing. We are different because our entire team has real estate investor experience from owning and managing rental properties, to flipping property, to wholesaling investor deals. When it comes to hard money loans for real estate investors, we are uniquely qualified. We are committed to delivering speed, certainty, and clarity to every client. Speed in processing your application to closing your transaction. Certainty in knowing the value of your property with a certified appraisal, and clarity in knowing all of your costs before you get to closing. Whether you are buying a rental property or buying a property to flip, give us a call to discuss your specific deal, contact us, or simply apply above.